User Playbook

Understanding how Fintech Signals works

1 What is Fintech Signals?

Fintech Signals is an End-of-Day (EOD) Swing Trading Scanner designed to identify high-probability trading setups. Unlike real-time trading systems, our signals are generated after market close, making them ideal for investors who prefer a more deliberate approach to trading.

Key Philosophy

"Sniper-style" trading — we prioritize high win rate over high frequency. Expect more WAIT signals than action signals, as the system only triggers when multiple conditions align.

2 Signal Generation: Veto System

Unlike traditional systems that average indicators, Fintech Signals uses a Veto System — a layered approach where any critical layer can reject (veto) a signal.

Layer 0 Macro Filter

Market environment check. For US markets: VIX must be below 25 and SPY above its 20-day moving average. For Taiwan: TWII must be above its 20-day MA. If conditions are unfavorable, all signals are forced to WAIT.

Layer 1 SMC Direction

Smart Money Concepts (SMC) structure analysis. Identifies market structure through swing points and break of structure (BOS). A bearish structure vetoes all LONG signals; a bullish structure vetoes all SHORT signals.

Layer 2 Squeeze Timing

Volatility compression detection using Bollinger Bands and Keltner Channels. When "Squeeze ON" (BB inside KC), the system waits for volatility release before generating signals.

Layer 3 Combined Score

Final scoring combines SMC, Squeeze momentum, and institutional flow (Taiwan) or volume profile (US). Score ranges from -100 to +100, determining signal confidence.

Signal Directions

LONG

Bullish setup confirmed

SHORT

Bearish setup confirmed

WAIT

Conditions not aligned

3 Multi-Timeframe Analysis (MTF)

The system analyzes four timeframes to confirm trend alignment. Clicking each timeframe button in the signal modal switches the chart view.

Weekly 1W

Long-term trend

Daily 1D

Primary signal

4 Hour 4H

Entry timing

Hourly 1H

Fine-tuning

MTF Alignment Categories

STRONG All timeframes agree — highest confidence
MODERATE Most timeframes agree — standard confidence
WEAK Mixed signals — lower confidence
DIVERGENT Timeframes conflict — proceed with caution

4 Trade Setup

When a LONG or SHORT signal is generated, the system provides specific trade parameters:

Entry Zone

The recommended price range for entering the trade. Based on Order Block levels or ATR calculations.

Stop Loss

The price level to exit if the trade moves against you. Typically set at Entry Zone minus 1 ATR.

Take Profit 1

First profit target at 1.5x the risk distance. Consider taking partial profits here.

Take Profit 2

Second profit target at 2.5x the risk distance. For runners and extended moves.

Risk/Reward Ratio

Shows the potential reward relative to risk. A ratio of 2.0 means you could make 2x what you risk. Generally, look for setups with R:R of 1.5 or higher.

5 Technical Indicators

These indicators are shown for reference only — they do not affect the signal generation.

RSI (Relative Strength Index)

Measures momentum on a 0-100 scale. Traditionally, above 70 = overbought, below 30 = oversold.

> 70 Overbought 30-70 Neutral < 30 Oversold

ADX (Average Directional Index)

Measures trend strength regardless of direction. Higher values indicate stronger trends.

> 25 Trending < 25 Ranging

MACD (Moving Average Convergence Divergence)

Shows trend direction and momentum. Golden cross (bullish) when MACD crosses above signal line; death cross (bearish) when it crosses below.

Golden Cross Death Cross

6 Disclaimer

This is not financial advice. The signals provided are for educational and informational purposes only.

Trading stocks, futures, and other financial instruments involves substantial risk of loss. Past performance is not indicative of future results.

Always do your own research and consider consulting a qualified financial advisor before making any investment decisions. Never trade with money you cannot afford to lose.

The creators of Fintech Signals are not responsible for any trading losses incurred from using this system.